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Show ‘Basic Respect’: Kraken CEO Double Downs on ‘Insulting’ New York Crypto Exchange Inquiry

CryptoCoins News, 1/1/0001 12:00 AM PST

Kraken CEO and co-founder Jesse made headlines recently for his strongly-worded response to the New York Attorney General’s request for information on the Kraken exchange, the largest bitcoin exchange based on euro volume in the world. The NYAG sent out a statement insisting that exchanges be more transparent, and issued 13 exchanges a 34 point … Continued

The post Show ‘Basic Respect’: Kraken CEO Double Downs on ‘Insulting’ New York Crypto Exchange Inquiry appeared first on CCN

Deep Space, Adult Content, and Rallies: Last week in Crypto

CryptoCoins News, 1/1/0001 12:00 AM PST

Make sure you check out the previous round-up here, now let’s go over what happened in crypto this last week.  We regret the delay with the weekend round-up but, as they say, better late than never. Price Watch: Bitcoin was up 15% for the second week in a row. The gains come after a slight gain 2 weeks ago. After going … Continued

The post Deep Space, Adult Content, and Rallies: Last week in Crypto appeared first on CCN

A Silicon Valley biotech hub that offers startups $250,000 in funding explains the ‘secret sauce’ to success

Business Insider, 1/1/0001 12:00 AM PST

memphis meats

  • Silicon Valley's startup scene is highly competitive, with more than 33,000 existing startups and new ones sprouting up daily.
  • Arvind Gupta is the founder of a fast-growing biotech incubator that funded meat alternative startup Memphis Meats, which is now backed by Bill Gates and Richard Branson.
  • Gupta's accelerator IndieBio gives startups $250,000 in seed funding as part of a 4-month incubation program. He looks for three main traits in a startup before he commits.

Arvind Gupta, the founder of a fast-growing Silicon Valley biotech incubator called IndieBio, couldn't care less about a startup's lofty vision for the future.

IndieBio funded Memphis Meats, a lab-grown meat startup founded by Uma Valeti that now has backing from Bill Gates, Richard Branson, Twitch cofounder Kyle Vogt, and Elon Musk's brother, Kimbal Musk. Two food giants — Tyson Foods and Cargill — are other notable backers. The startup burst onto the Silicon Valley startup scene — which now numbers more than 33,000 — in 2015.

The most important piece of advice Gupta gave Valeti involved dissuading him from focusing too much on his dreamy long-term vision of reducing waste and saving the planet from climate change. Instead, Gupta frequently encouraged him to talk about the goals his company had already accomplished, such as making real meat without a single farm animal.

It is an approach that Gupta encourages with all of the startups in his ecosystem, which is now in its third year and sixth class of companies.

"Your pitches won't sell your company," Gupta told Business Insider during a recent meeting at IndieBio's headquarters in San Francisco's Civic Center district. "Don't talk about what you're going to do. Talk about what you've done."

The startups that Gupta has helped fund range from drug companies to startups focused on lab-grown meat. Most recently, IndieBio welcomed a spate of early-stage companies focused on neuroscience, including NURO, a Canadian startup that's creating a brain machine interface for locked-in patients, and Neurocarrus, which is focusing on a non-opioid drug for severe pain.

Here are the highlights that Gupta looks for in a startup. Together, he said these items form the basis of what he calls IndieBio's "secret sauce" for startup success.

Home in on a niche issue

Memphis MeatsStartups often have ambitious goals — from linking our brains to our computers to regenerating limbs — but focusing too much on long-term aspirations can cripple a team's progress, Gupta said.

"Saying you're just going to show up on Mars is a great dream, but you need to solve a lot of smaller issues first," Gupta said.

Instead of paying too much attention to a far-off target, Gupta advises finding a discreet problem and homing in on a creative, valuable solution to that. With Memphis Meats, for example, the ultimate goal was reduced waste. But the smaller problem was meat that doesn't require barn houses full of animals.

Give the hardest workers the most equity

One of the most powerful lessons Gupta learned early on with IndieBio was that if the people who aren't putting in the most work aren't also getting the most equity, it can squelch their chances of success.

One company he funded several years ago, for example, got a complex term sheet from an investor. Rather than agreeing on a solution, the team argued over the details until they eventually split up. He said the main problem was that the people who'd worked the hardest at making their product a reality weren't valued the most within the company. As a result, they had no real voice and couldn't lead the company toward the best solution.

Create something with real value

Besides ensuring your company is ideologically focused and financially balanced, Gupta said a startup needs to create a product that generates value for consumers.

With that in mind, he encourages companies to talk to potential investors about what they've already accomplished and showcase the products they've already produced, rather than discussing a dreamy vision for the future of the planet.

"Once you start talking about what you've done, you get insight," Gupta said. "The next questions you need to ask yourself are, 'How does that insight translate into a product? And how does that product create real value for people?'"

Memphis Meats, which created the world's first lab-grown chicken meat last year, has been able to tick off all of these boxes so far — a feat that recently landed them on the cover of Inc. magazine.

"We're giving scientists a chance to be entrepreneurs when literally no one else would have given them a chance," Gupta said. "Seeing Uma on the cover of Inc. — that's my personal gratification."

SEE ALSO: A controversial technology could save us from starvation — if we let it

Join the conversation about this story »

NOW WATCH: You're probably bending over all wrong — here's the right way to do it

Blockstack and ShapeShift Offer $50,000 Universal Wallet DApp Bounty

Bitcoin Magazine, 1/1/0001 12:00 AM PST

Blockstack and ShapeShift Offer $50,000 Universal Wallet DApp Bounty

In the latest installment of its Signature Bounties campaign, Blockstack has partnered with ShapeShift to challenge developers to create a universal wallet. The contest, which began this morning, April 25, 2018, at 9:00 a.m. EST, will run until 11:59 p.m. on June 25, 2018. The winning project will be announced on June 29, 2018, and awarded $50,000.

“We’re really thrilled to be able to partner with ShapeShift for this bounty and to build on the success of the bounty program so far. This is something that speaks directly to the crypto community, who inherently understand the motivations behind decentralized applications,” Xan Ditkoff, a Growth Partner at Blockstack, told Bitcoin Magazine.

As with past Signature Bounty competitions, the focus here is to build a decentralized application (DApp), in this case, a decentralized universal wallet. This campaign, however, has a special focus on interoperability and cooperation, as Blockstack’s partnership with ShapeShift suggests.

“Increased interoperability and collaboration between projects will only hasten the pace of innovation — and making each project’s atomic unit of value accessible across communities is critical,” a Blockstack blog post reads. “That’s why we are partnering with ShapeShift to enable an open source wallet where users can hold and exchange most, if not all current and future forms of tokens, all in a decentralized manner.”

A successful project, the post continues to reveal, will feature a synergy of Blockstack’s storage, authentication and encryption functions with ShapeShift’s token exchange API. Additionally, serious submissions must be open sourced and accommodate all or most coins and tokens, including custom tokens that haven’t been created yet.

The end game for this bounty, as its name suggests, is to create a universal, easy-to-use wallet that combines the security features of Blockstack alongside the seamless token-swapping mechanisms of ShapeShift.

Creating a universal, low-barrier-to-entry wallet is essential, Ditkoff explained, and it should be comparable to current online financial management systems.

“Having to go back and forth from wallet to wallet to access or exchange different tokens is onerous. For people with little knowledge of cryptocurrency to adopt this tech, it needs to be simple, beautiful, and frictionless.”

The Community Component

Since September 2017, Blockstack has made a commitment with its Signature Bounties to curate decentralized applications that work toward providing an accessible experience for users of all levels of technical literacy. Launched as part of its $25 million Blockstack Signature Fund, these bounties have culminated in such popular DApps as Graphite and Stealthy.  

To Ditkoff and the rest of the Blockstack team, these bounties “have proven to be a powerful tool to not just motivate development within the community, but to bring other members into the community as well.” Whenever Blockstack issues a new bounty, they do so out of necessity, “a need from a user perspective.” As such, developers are motivated to produce quality work, as, in Ditkoff’s words, “they are building to fulfill a real need.”

Contrary to projects created through corporate-incubated initiatives, these community-driven efforts harness the talent and potential of an expensive pool of developers and enthusiasts. For Blockstack, there’s power in numbers, and open-sourced innovation can be driven by the sparks of brilliance engendered in bounty competitions and other community programs.

“Community-driven campaigns like bounties have the advantage of being able to fully capture the power of an open-source network,” said Ditkoff.

“Beyond bounties, we are witnessing the power of the community with the incredible response to our recently announced Community Rewards Program. The benefit here is that the community comes together and learns from each other, incentivized by the unit of value that will be used within the ecosystem they’re helping build. Oftentimes, the freedom to innovate outside of the corporate structure can lead to some interesting outcomes, and we want to nurture possibility.”

To register for the Build a Universal Wallet Signature Bounty, follow this link.

This article originally appeared on Bitcoin Magazine.

Known Bug in Brazilian Bitcoin Exchange Foxbit Sees Users Lose 58 BTC

CryptoCoins News, 1/1/0001 12:00 AM PST

Brazilian cryptocurrency exchange Foxbit has recently revealed that, via the BlinkTrade trading platform, it updated its login process, making it safer for users. The update may be too late, however, as recent reports suggest the company’s poor security allowed hackers to phish users out of an estimated 58 BTC (about $540,000). The 58 BTC estimate

The post Known Bug in Brazilian Bitcoin Exchange Foxbit Sees Users Lose 58 BTC appeared first on CCN

Genesis Trading looks to go 24/7 as demand in an opaque corner of the crypto market booms

Business Insider, 1/1/0001 12:00 AM PST

trader

  • Genesis Trading is hiring an overnight trader to help the firm meet demand out of Asia. 
  • The new hire might be a precursor to the firm setting up shop on the continent, CEO Michael Moro told Business Insider. 

Genesis Trading, a New York-based cryptocurrency trading firm, is hiring an overnight trader to meet demand from clients in Asia as it weighs whether or not to expand onto the continent. 

The company, which trades cryptocurrencies such as bitcoin over-the-counter, is looking to hire someone to sit on the desk from 7 p.m. to 7 a.m., according to a job advertisement

Genesis Trading was one of the first trading firms to jump on the bitcoin bandwagon. The company spun-off from SecondMarket's cryptocurrency trading desk in 2015. It recently has launched a new lending business which has attracted more than 60 clients, including market making firms and cryptocurrency hedge funds.

Chief executive officer Michael Moro told Business Insider in an interview that the new overnight trader will address new demand out of Asia. 

"We've always traded in the off hours, but it was always by appointment," Moro said. "We'd have someone awake to deal with a certain client and then go back to bed."

Moro said the addition of the overnight trader could be a precursor to the firm expanding into Asia. 

"I'm still trying to figure out is whether I need an entire trading operation in London or Tokyo, or just a salesforce to do business development, with a 24/7 hour trader in New York," he said. 

Moro said the firm is leaning towards option B, for now. 

Asia, specifically Japan, has become a big market for cryptocurrency trading. 40% of bitcoin trading from October to November was conducted in yen, according to a Nikkei report cited in a Deutsche Bank note. The country was among the first to designate bitcoin as a legal tender and it has one of the most well-established and supportive regulatory environments for cryptocurrencies.

Circle Trade, another cryptocurrency trader, is also enjoying a boom in over-the-counter trading markets. It recently expanded its operations in Asia, Bloomberg reported.

DRW's Cumberland has also set up a cryptocurrency desk in Asia

Cryptocurrency trading in OTC markets is rising, while volumes across retail exchanges have tanked as interest in bitcoin markets has fizzled in recent months. Per data from CoinMarketCap, 24-hour trading volumes are down to about $25 billion a day from all-time highs near $70 billion at the beginning of the year.

SEE ALSO: A Chicago trading firm is setting up shop in Singapore to dominate the bitcoin market in Asia

Join the conversation about this story »

NOW WATCH: A $700 billion investor dispels one of the market's most common myths — and explains what it means for your portfolio

Cisco Claims New Patent Could Apply to Bitcoin Mining

CoinDesk, 1/1/0001 12:00 AM PST

A Cisco patent suggests that internet customers would be able to create a distributed mining pool through a proprietary cloud application.

A gold trading company has a plan to make the industry for precious metals more sustainable using the technology behind bitcoin

Business Insider, 1/1/0001 12:00 AM PST

Gold

  • Tradewind raised $10.6 million from industry participants to build out its digital gold trading platform. 
  • Tradewind is working with companies across the gold industry to develop a way to keep track of gold along the supply chain to ensure sustainability.

Tradewind, a precious metals trading platform, has raised more than $10 million from big players in the gold industry as it aims to make the gold market more sustainable. 

The company, which counts upstart stock exchange IEX as a backer, told Business Insider on Wednesday that it closed a $10.6 million fundraise involving gold companies Agnico, Goldcorp, Wheaton Precious Metals, IAMGOLD, and venture firm Sapphire Ventures. The fundraise is on the heels of a previous round earlier this year which raised $22.8 million.

The company's original mission was to enable the digital trading of gold on a blockchain-based trading platform. But it's also looking to improve aspects of the gold business across the supply chain, the company's president Matt Trudeau said in an interview. 

"The digitization of physical assets makes them less costly to trade," Trudeau said. 

The company is working with companies across the gold industry to develop a way to keep track of gold along the supply chain, from when it's mined to when it trades, to ensure sustainable practices are being utilized.

There have been similar initiatives in other markets. Some of the world's largest food companies are making a bet that blockchain technology, the digital ledger system that underlies bitcoin, can help improve food safety, as reported by my colleague Becky Peterson. Dole, Driscoll's, Tyson, and Nestlé are collaborating with IBM to develop a blockchain for the food supply system. 

Tradewind is also expanding into new markets, including Asia and Europe, and plans to add new products to the marketplace including silver. 

Join the conversation about this story »

NOW WATCH: The chief economist at a $163 billion firm dispels one of investing's biggest myths

Popular Ether Wallet MEW Is Hijacked in DNS Attack

Bitcoin Magazine, 1/1/0001 12:00 AM PST

Popular Ether Wallet MEW Is Hijacked in DNS Attack

MyEtherWallet, a popular web-based wallet for storing and transmitting the cryptocurrency ether (ETH), suffered a DNS attack that rerouted unsuspecting users to a Russian scam site into which some victims fed their login credentials.

An invalid SSL connection certificate warned users before entering the phony site but some bypassed the warning, resulting in a loss of funds. MyEtherWallet confirmed the attack in a statement on April 24, 2018.

Hackers did not actually hack the MyEtherWallet platform itself but went after vulnerabilities in public-facing DNS servers instead. MyEtherWallet recommends users switch to Cloudflare DNS servers for the time being.

DNS servers provide the correct IP address for an internet site’s name. If you type in “www.myetherwallet.com,” a DNS server will translate that into the IP address for that site. An SSL certificate protects against spoofed DNS answers by comparing the hostname you enter with the hostnames listed in the certificate. If no match is found, an SSL warning pops up.

Normally when users attempt to visit myetherwallet.com, they are directed to Amazon Web Services, which hosts the site. But this time, according to cybersecurity firm CloudFlare, they were directed instead to a set of Russian IP addresses.

According to Oracle's Internet Intelligence division, the hacker was able to hijack DNS entries after executing a BGP (short for Border Gateway Protocol) route hijack that redirected internet traffic meant for Amazon servers. BGP, a routing protocol used by the internet, is known for its vulnerabilities. Most of the affected users were employing Google’s recursive DNS service.

“Little did we know this was part of an elaborate scheme to use the inherent security weaknesses of DNS and BGP to pilfer cryptocurrency, but that remarkable scenario appears to have taken place,” Oracle’s Doug Madory wrote in a blog post.

DNS hijacks are not uncommon. Earlier this year, hackers hijacked the DNS server for BlackWallet.co, a web-based wallet for the Stellar Lumens cryptocurrency, redirecting $400,000 worth of lumens (XLM) to their own server. In late 2017, EtherDelta was also the victim of a DNS hijack, resulting in the loss of at least $267,000 in funds.

This article originally appeared on Bitcoin Magazine.

Wisconsin Mulls Allowing Bitcoin Donations for Political Campaigns

CryptoCoins News, 1/1/0001 12:00 AM PST

Ethics officials in the U.S. state of Wisconsin are divided on whether to allow political campaigns to accept campaign donations in bitcoin and other cryptocurrencies. If Wisconsin approves the move, it will join Montana, Washington, D.C., and the U.S. federal government in allowing cryptocurrency campaign contributions. At a hearing on April 24, the Wisconsin Ethics

The post Wisconsin Mulls Allowing Bitcoin Donations for Political Campaigns appeared first on CCN

‘New Money’ is on Bitcoin, Not Bitcoin Cash: Fundstrat’s Tom Lee

CryptoCoins News, 1/1/0001 12:00 AM PST

Thomas Lee, co-founder of Fundstrat Global, doesn’t like to take sides in the bitcoin/Bitcoin Cash rivalry. But holding his feet to the fire, Lee would bet on the No. 1 cryptocurrency over its spin-off, Bitcoin Cash. Bitcoin and Bitcoin Cash advocates have locked horns over which is the better digital currency, and Lee’s decision isn’t

The post ‘New Money’ is on Bitcoin, Not Bitcoin Cash: Fundstrat’s Tom Lee appeared first on CCN

CRYPTO INSIDER: Cryptocurrencies are diving

Business Insider, 1/1/0001 12:00 AM PST

Pig diving falling

Welcome to Crypto Insider, Business Insider’s roundup of all the bitcoin and cryptocurrency news you need to know today. Sign up here to get this email delivered direct to your inbox.

Most major cryptocurrencies are deep in the red Wednesday, with bitcoin down 7% while ethereum and Ripple's XRP are down more than 10%. 

Here are the current crypto prices:

Screen Shot 2018 04 25 at 12.16.14 PMIn the news: 

New to Crypto Insider? Business Insider has a ton of articles to get you caught up to speed, including:

What other questions do you have about crypto? Ask them in Business Insider's Crypto Insider Facebook group today to discuss with readers from all over the world, as well as BI editorial staff. 

SEE ALSO: A secretive high-speed trader is providing college kids with a 'launch pad' to build cryptocurrency companies

Join the conversation about this story »

NOW WATCH: Wall Street's biggest bull explains why trade war fears are way overblown

CRYPTO INSIDER: Cryptocurrencies are diving

Business Insider, 1/1/0001 12:00 AM PST

Pig diving falling

Welcome to Crypto Insider, Business Insider’s roundup of all the bitcoin and cryptocurrency news you need to know today. Sign up here to get this email delivered direct to your inbox.

Most major cryptocurrencies are deep in the red Wednesday, with bitcoin down 7% while ethereum and Ripple's XRP are down more than 10%. 

Here are the current crypto prices:

Screen Shot 2018 04 25 at 12.16.14 PMIn the news: 

New to Crypto Insider? Business Insider has a ton of articles to get you caught up to speed, including:

What other questions do you have about crypto? Ask them in Business Insider's Crypto Insider Facebook group today to discuss with readers from all over the world, as well as BI editorial staff. 

SEE ALSO: A secretive high-speed trader is providing college kids with a 'launch pad' to build cryptocurrency companies

Join the conversation about this story »

NOW WATCH: Wall Street's biggest bull explains why trade war fears are way overblown

Bitstamp to Be Sold to South Korean Gaming Firm for $350 Million: Report

CryptoCoins News, 1/1/0001 12:00 AM PST

Cryptocurrency exchange Bitstamp will reportedly be acquired by a South Korean gaming company. Citing three sources familiar with the matter, Business Insider reports that Bitstamp — the world’s oldest surviving Bitcoin exchange — is close to finalizing a sale to Nexon, a South Korean gaming company that is now headquartered in Japan. Bitstamp, which was

The post Bitstamp to Be Sold to South Korean Gaming Firm for $350 Million: Report appeared first on CCN

Launch Time? 82% of Institutional Crypto Investors Believe Bitcoin Price Has Bottomed

CryptoCoins News, 1/1/0001 12:00 AM PST

Institutional investors that have already invested in cryptoassets and are long-term bullish on the industry believe that the Bitcoin price has already bottomed out and will end the year above where it is currently trading. That’s according to an informal survey conducted by Wall Street strategist Fundstrat Global Advisors, who administered it at a recent

The post Launch Time? 82% of Institutional Crypto Investors Believe Bitcoin Price Has Bottomed appeared first on CCN

1 in 5 financial institutions may launch crypto trading services

Business Insider, 1/1/0001 12:00 AM PST

This story was delivered to Business Insider Intelligence "Fintech Briefing" subscribers. To learn more and subscribe, please click here.

Around one in five financial firms are considering launching crypto trading services in the next six to 12 months, according to a study from Thomson Reuters seen by Business Insider Intelligence.

consumer reasons for not trading cryptocurrency

Of those, approximately 70% said they plan to launch such a service within the next six months, while 22% want to do so in a year's time. The cryptos that firms are most likely to trade are Bitcoin, Litecoin, Ether, and XRP. This shows these projects will be launching sooner rather than later. However, many banks still haven't made up their mind on the subject.

Goldman Sachs has hired a crypto trader, though it hasn't confirmed plans for a crypto trading desk. The investment bank has brought on Justin Schmidt, who was a former VP at Seven Eight Capital, as its new VP for the bank’s securities division and head of digital asset markets.

Although Schmidt will not be trading anything in the new role, his hiring suggests that Goldman is likely exploring trading cryptos at some point. Rumors about this project started last year, when it was speculated that the bank planned to launch a crypto trading desk by the end of June 2018. Goldman already holds shares in fintech Circle, which has launched crypto services, including an over-the-counter (OTC) crypto trading desk, indicating that the bank has experience in the field.

While a move by Goldman is not guaranteed, a plethora of other crypto trading projects will likely emerge. The data from Thomson Reuters suggests that we will see many banks launching crypto trading in the next year. And, although its stance remains unclear, Goldman's latest move indicates it could very well be one of them. Banks moving further into the crypto space is good for the industry, as it will likely strengthen investor confidence and add legitimacy, facilitating mass adoption. Moreover, it will likely put pressure on regulators to develop suitable rules for the sector quicker, which will boost investors' enthusiasm even more.

In a new report, Business Insider Intelligence takes a look at what DLTs are and why they hold so much promise for FS, the sectors in which DLTs are gaining the most traction and why, and the efforts underway to remove the obstacles preventing wider DLT adoption in finance. It also examines the few FIs close to unleashing their DLT projects, and how DLTs might transform the nature of FS if adoption truly takes off. 

Here are some of the key takeaways from the report:

Zelle: Free Report

  • DLTs are proving attractive to FIs because of their ability to act as a single source of truth, distribute information securely, cut out middlemen, improve transaction times, and cut redundancy and costs.
  • DLTs like blockchain and smart contracts stand to save the FS industry up to $50 billion a year through improved operational efficiencies, reduced human error, and better regulatory compliance. 
  • The technology is being explored actively across FS, with trade finance, insurance, and capital markets proving especially active. Overall adoption is still low because of organizational and technical hurdles, but these are now being eliminated, promising to boost implementation.
  • A few FIs have pulled ahead of the curve and are very close to taking their DLT projects live, if they haven't already. These players can serve as useful case studies for other institutions in getting their DLT solutions live.

In full, the report:

  • Looks at what DLTs are, and why the FS industry is working hard to make use of them. 
  • Gives an overview of the financial segments which are seeing the most DLT activity, and what they stand to gain.
  • Outlines efforts being made to make DLT more approachable and usable for the FS industry.
  • Examines use cases in which FIs have managed to take their pilots live, and what they can teach their peers. 

Subscribe to an All-Access pass to Business Insider Intelligence and gain immediate access to:

This report and more than 250 other expertly researched reports
Access to all future reports and daily newsletters
Forecasts of new and emerging technologies in your industry
And more!
Learn More

Purchase & download the full report from our research store

 

Join the conversation about this story »

1 in 5 financial institutions may launch crypto trading services

Business Insider, 1/1/0001 12:00 AM PST

This story was delivered to Business Insider Intelligence "Fintech Briefing" subscribers. To learn more and subscribe, please click here.

Around one in five financial firms are considering launching crypto trading services in the next six to 12 months, according to a study from Thomson Reuters seen by Business Insider Intelligence.

consumer reasons for not trading cryptocurrency

Of those, approximately 70% said they plan to launch such a service within the next six months, while 22% want to do so in a year's time. The cryptos that firms are most likely to trade are Bitcoin, Litecoin, Ether, and XRP. This shows these projects will be launching sooner rather than later. However, many banks still haven't made up their mind on the subject.

Goldman Sachs has hired a crypto trader, though it hasn't confirmed plans for a crypto trading desk. The investment bank has brought on Justin Schmidt, who was a former VP at Seven Eight Capital, as its new VP for the bank’s securities division and head of digital asset markets.

Although Schmidt will not be trading anything in the new role, his hiring suggests that Goldman is likely exploring trading cryptos at some point. Rumors about this project started last year, when it was speculated that the bank planned to launch a crypto trading desk by the end of June 2018. Goldman already holds shares in fintech Circle, which has launched crypto services, including an over-the-counter (OTC) crypto trading desk, indicating that the bank has experience in the field.

While a move by Goldman is not guaranteed, a plethora of other crypto trading projects will likely emerge. The data from Thomson Reuters suggests that we will see many banks launching crypto trading in the next year. And, although its stance remains unclear, Goldman's latest move indicates it could very well be one of them. Banks moving further into the crypto space is good for the industry, as it will likely strengthen investor confidence and add legitimacy, facilitating mass adoption. Moreover, it will likely put pressure on regulators to develop suitable rules for the sector quicker, which will boost investors' enthusiasm even more.

In a new report, Business Insider Intelligence takes a look at what DLTs are and why they hold so much promise for FS, the sectors in which DLTs are gaining the most traction and why, and the efforts underway to remove the obstacles preventing wider DLT adoption in finance. It also examines the few FIs close to unleashing their DLT projects, and how DLTs might transform the nature of FS if adoption truly takes off. 

Here are some of the key takeaways from the report:

Zelle: Free Report

  • DLTs are proving attractive to FIs because of their ability to act as a single source of truth, distribute information securely, cut out middlemen, improve transaction times, and cut redundancy and costs.
  • DLTs like blockchain and smart contracts stand to save the FS industry up to $50 billion a year through improved operational efficiencies, reduced human error, and better regulatory compliance. 
  • The technology is being explored actively across FS, with trade finance, insurance, and capital markets proving especially active. Overall adoption is still low because of organizational and technical hurdles, but these are now being eliminated, promising to boost implementation.
  • A few FIs have pulled ahead of the curve and are very close to taking their DLT projects live, if they haven't already. These players can serve as useful case studies for other institutions in getting their DLT solutions live.

In full, the report:

  • Looks at what DLTs are, and why the FS industry is working hard to make use of them. 
  • Gives an overview of the financial segments which are seeing the most DLT activity, and what they stand to gain.
  • Outlines efforts being made to make DLT more approachable and usable for the FS industry.
  • Examines use cases in which FIs have managed to take their pilots live, and what they can teach their peers. 

Subscribe to an All-Access pass to Business Insider Intelligence and gain immediate access to:

This report and more than 250 other expertly researched reports
Access to all future reports and daily newsletters
Forecasts of new and emerging technologies in your industry
And more!
Learn More

Purchase & download the full report from our research store

 

Join the conversation about this story »

1 in 5 financial institutions may launch crypto trading services

Business Insider, 1/1/0001 12:00 AM PST

This story was delivered to Business Insider Intelligence "Fintech Briefing" subscribers. To learn more and subscribe, please click here.

Around one in five financial firms are considering launching crypto trading services in the next six to 12 months, according to a study from Thomson Reuters seen by Business Insider Intelligence.

consumer reasons for not trading cryptocurrency

Of those, approximately 70% said they plan to launch such a service within the next six months, while 22% want to do so in a year's time. The cryptos that firms are most likely to trade are Bitcoin, Litecoin, Ether, and XRP. This shows these projects will be launching sooner rather than later. However, many banks still haven't made up their mind on the subject.

Goldman Sachs has hired a crypto trader, though it hasn't confirmed plans for a crypto trading desk. The investment bank has brought on Justin Schmidt, who was a former VP at Seven Eight Capital, as its new VP for the bank’s securities division and head of digital asset markets.

Although Schmidt will not be trading anything in the new role, his hiring suggests that Goldman is likely exploring trading cryptos at some point. Rumors about this project started last year, when it was speculated that the bank planned to launch a crypto trading desk by the end of June 2018. Goldman already holds shares in fintech Circle, which has launched crypto services, including an over-the-counter (OTC) crypto trading desk, indicating that the bank has experience in the field.

While a move by Goldman is not guaranteed, a plethora of other crypto trading projects will likely emerge. The data from Thomson Reuters suggests that we will see many banks launching crypto trading in the next year. And, although its stance remains unclear, Goldman's latest move indicates it could very well be one of them. Banks moving further into the crypto space is good for the industry, as it will likely strengthen investor confidence and add legitimacy, facilitating mass adoption. Moreover, it will likely put pressure on regulators to develop suitable rules for the sector quicker, which will boost investors' enthusiasm even more.

In a new report, Business Insider Intelligence takes a look at what DLTs are and why they hold so much promise for FS, the sectors in which DLTs are gaining the most traction and why, and the efforts underway to remove the obstacles preventing wider DLT adoption in finance. It also examines the few FIs close to unleashing their DLT projects, and how DLTs might transform the nature of FS if adoption truly takes off. 

Here are some of the key takeaways from the report:

Zelle: Free Report

  • DLTs are proving attractive to FIs because of their ability to act as a single source of truth, distribute information securely, cut out middlemen, improve transaction times, and cut redundancy and costs.
  • DLTs like blockchain and smart contracts stand to save the FS industry up to $50 billion a year through improved operational efficiencies, reduced human error, and better regulatory compliance. 
  • The technology is being explored actively across FS, with trade finance, insurance, and capital markets proving especially active. Overall adoption is still low because of organizational and technical hurdles, but these are now being eliminated, promising to boost implementation.
  • A few FIs have pulled ahead of the curve and are very close to taking their DLT projects live, if they haven't already. These players can serve as useful case studies for other institutions in getting their DLT solutions live.

In full, the report:

  • Looks at what DLTs are, and why the FS industry is working hard to make use of them. 
  • Gives an overview of the financial segments which are seeing the most DLT activity, and what they stand to gain.
  • Outlines efforts being made to make DLT more approachable and usable for the FS industry.
  • Examines use cases in which FIs have managed to take their pilots live, and what they can teach their peers. 

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Gemini Will Monitor its Bitcoin, Ethereum Markets Using Nasdaq Tech

CryptoCoins News, 1/1/0001 12:00 AM PST

Gemini, the Winklevoss twins’ cryptocurrency exchange, has announced a partnership with Nasdaq to use the latter’s technology to monitor all trading pairs of its crypto marketplace. With the new agreement, Gemini will deploy Nasdaq’s surveillance technology, dubbed SMARTS, for increased oversight over its recently introduced block trading feature and all trading pairs including BTC/USD, ETH/USD

The post Gemini Will Monitor its Bitcoin, Ethereum Markets Using Nasdaq Tech appeared first on CCN

Cryptocurrencies are diving

Business Insider, 1/1/0001 12:00 AM PST

ether

  • Major cryptocurrencies down between 5% and 10% on Wednesday.
  • A hack of an Ethereum wallet providing service is being blamed for halting the upward momentum in the sector.


Cryptocurrencies are falling on Wednesday after rallying strongly over the last few days.

Here's the scoreboard as of 1.25 a.m. BST (8.25 a.m. ET):

You can follow live cryptocurrency prices on Markets Insider.

The slump follows several days of strong upward momentum in the crypto space. Mati Greenspan, an analyst with trading platform eToro, says the slump appears to be driven by a hack on MyEtherWallet.com, a popular provider of digital cryptocurrency wallets.

"A few of Google's servers fell yesterday causing a disruption in Internet service in some parts of the world," Greenspan said in an email on Wednesday. "This is not all that uncommon and the incident is still being investigated. The bigger issue is that it seems some hackers managed to exploit the downtime to hijack MyEtherWallet.com (MEW)

"MEW is the main website that many crypto enthusiasts use to store their Ethereum and Ethereum based tokens, so this is kind of a big deal. Some people who tried to access the website at that time were redirected to a lookalike phishing site that then gathered their login information (private keys) and emptied their wallets."

A total of 216 ETH appear to have been stolen, worth around $135,864 by today's price. While the total lost is not huge, the fact of the hack appears to have dented sentiment.

"The crypto-market was in the thrall of a raging bull run but it does seem that the hack may have stopped it in its tracks," Greenspan wrote. "This morning we're seeing a wider pullback across the board."

Charles Hayter, the CEO of CryptoCompare.com, told Business Insider: "You have had a rally over the last few days so its natural for traders to take a bit of profit at this point and consolidate gains."

SEE ALSO: A South Korean gaming company is said to be in talks to buy Bitstamp, the world’s oldest bitcoin exchange

DON'T MISS: The Winklevoss twins are teaming up with Nasdaq to sniff out bad actors on their cryptocurrency exchange

Join the conversation about this story »

NOW WATCH: A $700 billion investor explains why traders should brush off an ominous market signal that's flashing

Cryptocurrencies are diving

Business Insider, 1/1/0001 12:00 AM PST

ether

  • Major cryptocurrencies down between 5% and 10% on Wednesday.
  • A hack of an Ethereum wallet providing service is being blamed for halting the upward momentum in the sector.


Cryptocurrencies are falling on Wednesday after rallying strongly over the last few days.

Here's the scoreboard as of 1.25 a.m. BST (8.25 a.m. ET):

You can follow live cryptocurrency prices on Markets Insider.

The slump follows several days of strong upward momentum in the crypto space. Mati Greenspan, an analyst with trading platform eToro, says the slump appears to be driven by a hack on MyEtherWallet.com, a popular provider of digital cryptocurrency wallets.

"A few of Google's servers fell yesterday causing a disruption in Internet service in some parts of the world," Greenspan said in an email on Wednesday. "This is not all that uncommon and the incident is still being investigated. The bigger issue is that it seems some hackers managed to exploit the downtime to hijack MyEtherWallet.com (MEW)

"MEW is the main website that many crypto enthusiasts use to store their Ethereum and Ethereum based tokens, so this is kind of a big deal. Some people who tried to access the website at that time were redirected to a lookalike phishing site that then gathered their login information (private keys) and emptied their wallets."

A total of 216 ETH appear to have been stolen, worth around $135,864 by today's price. While the total lost is not huge, the fact of the hack appears to have dented sentiment.

"The crypto-market was in the thrall of a raging bull run but it does seem that the hack may have stopped it in its tracks," Greenspan wrote. "This morning we're seeing a wider pullback across the board."

Charles Hayter, the CEO of CryptoCompare.com, told Business Insider: "You have had a rally over the last few days so its natural for traders to take a bit of profit at this point and consolidate gains."

SEE ALSO: A South Korean gaming company is said to be in talks to buy Bitstamp, the world’s oldest bitcoin exchange

DON'T MISS: The Winklevoss twins are teaming up with Nasdaq to sniff out bad actors on their cryptocurrency exchange

Join the conversation about this story »

NOW WATCH: A $700 billion investor explains why traders should brush off an ominous market signal that's flashing

Cryptocurrencies are diving

Business Insider, 1/1/0001 12:00 AM PST

ether

  • Major cryptocurrencies down between 5% and 10% on Wednesday.
  • A hack of an Ethereum wallet providing service is being blamed for halting the upward momentum in the sector.


Cryptocurrencies are falling on Wednesday after rallying strongly over the last few days.

Here's the scoreboard as of 1.25 a.m. BST (8.25 a.m. ET):

You can follow live cryptocurrency prices on Markets Insider.

The slump follows several days of strong upward momentum in the crypto space. Mati Greenspan, an analyst with trading platform eToro, says the slump appears to be driven by a hack on MyEtherWallet.com, a popular provider of digital cryptocurrency wallets.

"A few of Google's servers fell yesterday causing a disruption in Internet service in some parts of the world," Greenspan said in an email on Wednesday. "This is not all that uncommon and the incident is still being investigated. The bigger issue is that it seems some hackers managed to exploit the downtime to hijack MyEtherWallet.com (MEW)

"MEW is the main website that many crypto enthusiasts use to store their Ethereum and Ethereum based tokens, so this is kind of a big deal. Some people who tried to access the website at that time were redirected to a lookalike phishing site that then gathered their login information (private keys) and emptied their wallets."

A total of 216 ETH appear to have been stolen, worth around $135,864 by today's price. While the total lost is not huge, the fact of the hack appears to have dented sentiment.

"The crypto-market was in the thrall of a raging bull run but it does seem that the hack may have stopped it in its tracks," Greenspan wrote. "This morning we're seeing a wider pullback across the board."

Charles Hayter, the CEO of CryptoCompare.com, told Business Insider: "You have had a rally over the last few days so its natural for traders to take a bit of profit at this point and consolidate gains."

SEE ALSO: A South Korean gaming company is said to be in talks to buy Bitstamp, the world’s oldest bitcoin exchange

DON'T MISS: The Winklevoss twins are teaming up with Nasdaq to sniff out bad actors on their cryptocurrency exchange

Join the conversation about this story »

NOW WATCH: A $700 billion investor explains why traders should brush off an ominous market signal that's flashing

The Winklevoss twins are teaming up with Nasdaq to sniff out bad actors on their cryptocurrency exchange

Business Insider, 1/1/0001 12:00 AM PST

Entrepeneurs Tyler and Cameron Winklevoss arrive at the Metropolitan Museum of Art Costume Institute Gala (Met Gala) to celebrate the opening of

  • The Winklevoss twins are teaming up with Nasdaq, the exchange operator, to catch crypto criminals on its exchange.
  • Gemini will use Nasdaq's SMARTS surveillance technology to monitor the exchange venue.

Gemini, the cryptocurrency exchange founded by the Winklevoss twins, is going to use Nasdaq's surveillance technology to sniff out nefarious activity on its trading venue.

The cryptocurrency exchange announced the deal with Nasdaq on Wednesday. As part of the deal, Gemini will use Nasdaq's SMARTS, a surveillance technology used across Wall Street, to identify unusual and potentially criminal trading behavior on its venue. The news comes amid a crackdown by regulators, concerned about manipulation and fraud in the Wild West world of cryptocurrencies.

"Since launch, Gemini has aggressively pursued comprehensive compliance and surveillance programs, which we believe betters our exchange and the cryptocurrency industry as a whole," Tyler Winklevoss, chief executive of Gemini, said in a statement. "Our deployment of Nasdaq’s SMARTS Market Surveillance will help ensure that Gemini is a rules-based marketplace for all market participants."

Regulators have been looking at the the crypto exchange space with more scrutiny. Recently New York Attorney General Eric Schneiderman's office sent out an inquiry to a number of cryptocurrency exchanges, including Gemini, requesting information about market manipulation and exchange outages. At the Securities and Exchange Commission, regulators are looking into whether certain digital currencies — including ether — can be deemed a security, people familiar with the situation told Business Insider.

Market manipulation in crypto has long been a concern. An academic paper in the Journal of Monetary Economics found a bitcoin trader was able to manipulate the bitcoin in 2013 on the Mt. Gox Exchange, thereby driving the price up by more than $1,000. As noted by Business Insider's Oscar Williams-Grut, pump and dump schemes are commonplace.

This isn't the first time Gemini has partnered with a well-established exchange. Notably, it tried to get an exchange-traded fund for bitcoin off the ground with Bats, the exchange venue acquired by Cboe last year. Gemini also partnered with Cboe on its bitcoin futures product.

As for Nasdaq, it is preparing its own bitcoin futures product, which is not expected to go live until the second half of 2018.

Join the conversation about this story »

NOW WATCH: The market is about to reach an inflection point — here’s how to predict which way it’s going to go

$10K on Hold As Bitcoin Sees Price Pullback

CoinDesk, 1/1/0001 12:00 AM PST

Having rallied more than 50 percent this month, bitcoin is today witnessing pullback.

Bitcoin Miners Arrested for Alleged Power Theft

CoinDesk, 1/1/0001 12:00 AM PST

Allegations of electricity theft have reportedly led to the arrest of bitcoin miners and equipment seizures in two Chinese cities.

Chinese Police Seize 600 Bitcoin Mining Computers over Electricity Theft

CryptoCoins News, 1/1/0001 12:00 AM PST

Chinese Police in the northeastern port city of Tianjin have reportedly confiscated 600 bitcoin mining computers in a case of alleged electricity theft. The bitcoin mining equipment was seized after the local power grid operator reported an abnormally high spike in electricity consumption, China’s state-owned press agency Xinhua reported on Wednesday. The power company observed

The post Chinese Police Seize 600 Bitcoin Mining Computers over Electricity Theft appeared first on CCN

10 things you need to know in markets today

Business Insider, 1/1/0001 12:00 AM PST

FILE PHOTO: Vitamins made by Shire are displayed at a chemist's in northwest London, Britain, July 11, 2014.  REUTERS/Suzanne Plunkett/File Photo

Good morning! Here's what you need to know on Wednesday.

1. London-listed drugmaker Shire and Japan's Takeda Pharmaceuticals plan to announce a preliminary deal on Wednesday, after the latter sweetened its $62 billion acquisition offer, Reuters reports. Shire is also expected to agree to an extension of a Wednesday regulatory deadline that would allow Takeda to carry out more due diligence and firm up its bid.

2. Credit Suisse on Wednesday reported 694 million Swiss francs ($707.4 million) in first-quarter net income, its best quarter since Chief Executive Tidjane Thiam launched a three-year restructuring plan for Switzerland's second-biggest bank. "With these first-quarter results, we got off to a good start in our third and final year of restructuring, and we are looking ahead to the future with confidence in our new business model and in our execution capabilities," Thiam said in a statement.

3. The US 10-year bond yield finally reached the elusive 3% level on Tuesday morning. The benchmark yield flirted with the level all day Monday, but it was Tuesday's stronger than expected Case-Shiller home prices that pushed it through the mark for the first time since January 2014.

4. After the closely watched 10-year Treasury yield climbed above 3% for the first time since 2014, US stocks tumbled. Selling in mega-cap tech stocks also put pressure on major indexes. The Dow Jones industrial average slid more than 2.5%, or 620 points, while the benchmark S&P 500 dropped as much as 2%.

5. Apple will start paying $16 billion in back taxes to Ireland. The company must pay the money as part of a record-breaking back tax judgment from August 2016. Now Ireland will collect the penalty, it said on Tuesday, although there's still a chance Apple could get the money back.

6. Americans have turned on the stock market — for now. People who expect the stock market to fall over the next year now outnumber people who predict the opposite, for the first time since the US elections in November 2016, when the stock market extended what became known as the Trump rally. That's according to the US Conference Board's April survey of consumers 

7. Norway has effectively become the world's first cashless society, according to one of the country's most senior economic policymakers. Speaking during the City Week conference at London's Guildhall, Jon Nicolaisen, the deputy governor of Norway's central bank, argued that the level of transactions using cash in the Scandinavian country is now so low that it can be considered cashless.

8. FTSE 100 firm Whitbread said it would spin off its Costa Coffee business, leaving it with its Premier Inn hotels operation, with the split expected to be completed within 24 months. It said Costa Coffee was the clear UK market leader and second largest globally, and had attractive long-term international opportunities.

9. Japan's SoftBank plans to shift more than $20 billion of its investments in top ride-hailing companies including Uber Technologies, Ola, Grab and Didi Chuxing into its Saudi-backed Vision technology fund, the Financial Times reported on Wednesday. The proposed transfer will provide the fast-growing ride-service firms access to the Vision Fund's resources.

10. Bitstamp, the world's oldest surviving bitcoin exchange, is up for sale, according to people familiar with the matter, and a South Korean gaming company is said to be close to finalizing a deal to buy it. Three people with knowledge of the deal told Business Insider that Bitstamp was in the middle of a sales process, and two of those people named Nexon as the likely buyer.

Join the conversation about this story »

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