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Bitt Launches Barbados Dollar on Blockchain, Calls for Bitcoin Unity

CoinDesk, 1/1/0001 12:00 AM PST

Bitt has launched a blockchain-based version of the Barbadian dollar it hopes will appeal to the country's underbanked.

US Prosecutors Believe Ex-Secret Service Agent Stole More Bitcoin from Silk Road

CoinDesk, 1/1/0001 12:00 AM PST

The US government now believes a corrupt Secret Service agent may have stolen additional bitcoins during the Silk Road investigation.

Crix.io Launches Private Beta

CryptoCoins News, 1/1/0001 12:00 AM PST

Bitcoin Press Releases: Cryptocurrency trading platform looks to iron out kinks before public release. Crix.io, a bitcoin trading platform specializing in futures trading by providing the instrument to fix the US dollar (USD) value of bitcoin (BTC) income, regardless of BTC/USD rate changes, is launching a private beta of its platform this month. To join, […]

The post Crix.io Launches Private Beta appeared first on CCN: Financial Bitcoin & Cryptocurrency News.

5 Bitcoin ATM Companies Switch To Running Bitcoin Classic

CryptoCoins News, 1/1/0001 12:00 AM PST

In the continuing struggle between advocates for Bitcoin core and the hard fork of Bitcoin Classic, some Bitcoin ATM’s have drawn a line in the sand on where they hope the future of the cryptocurrency to go in favor of Bitcoin Classic. In a recent Reddit thread posted on behalf of the Bitcoin ATM company […]

The post 5 Bitcoin ATM Companies Switch To Running Bitcoin Classic appeared first on CCN: Financial Bitcoin & Cryptocurrency News.

Japan Considers Regulating Virtual Currencies as Conventional Currency Equivalents

Bitcoin Magazine, 1/1/0001 12:00 AM PST

This post is by Krystle Vermes. Japanese legislators officially proposed handling virtual currencies as methods of payment on February 23,...

The post Japan Considers Regulating Virtual Currencies as Conventional Currency Equivalents appeared first on Bitcoin Magazine.

Kryptokit Launches Jaxx Ethereum & Bitcoin Wallet for Android Tablets

Bitcoin Magazine, 1/1/0001 12:00 AM PST

Earlier this month, Anthony Di Iorio, chief digital officer of the Toronto Stock Exchange, CEO and founder of Kryptokit and Decentral, and...

The post Kryptokit Launches Jaxx Ethereum & Bitcoin Wallet for Android Tablets appeared first on Bitcoin Magazine.

Former Bitcoin Insurance Advisor Accused of Securities Fraud

CoinDesk, 1/1/0001 12:00 AM PST

The founder and former president of an insurance consultancy that is focused on the bitcoin industry has been accused of securities fraud.

Six Universities to Compete in Cross-Campus Blockchain Trivia

Bitcoin Magazine, 1/1/0001 12:00 AM PST

The first annual Blockchain Madness, a live-streamed cross-campus student trivia tournament hosted by the Blockchain Education Network,...

The post Six Universities to Compete in Cross-Campus Blockchain Trivia appeared first on Bitcoin Magazine.

Royal Bank of Canada Reveals Blockchain Remittance Trial With Ripple

CoinDesk, 1/1/0001 12:00 AM PST

Royal Bank of Canada has revealed it is working on a new proof of concept for distributed ledger-based remittances.

We Could Find Even More Gravitational Waves Soon with Pulsar Arrays

Gizmodo, 1/1/0001 12:00 AM PST

It’s only been a couple of weeks since the world cheered for the LIGO collaboration that made the first direct detection of gravitational waves from a binary black hole merger. Now, another group hunting for these spacetime ripples say they could detect very low-frequency gravitational waves using existing radio telescopes in the next three years.

Read more...











Here's how and why Apple Pay finally launched in China (AAPL)

Business Insider, 1/1/0001 12:00 AM PST

China money

If you ever visit China and you're a devoted Apple disciple, then you're in luck! You can now whip out your phone and buy souvenirs for your loved ones.

Apple Pay launched in China last week, and a new report from Caixin reveals that a compromise on fee revenue is what finally opened the door for it to happen.

Sources revealed to the site that Chinese state-affiliated card network UnionPay, along with its partner banks, negotiated the fee to a level that facilitated the launch.

Apple takes 0.15% of banks' interchange revenue on each transaction in the United States, but the Chinese banks managed to reduce that fee to 0.07% in China. On top of that, the fee doesn't take effect for up to two years.

The tech giant's fees have caused problems in multiple markets, notes analyst Jaime Toplin from the BI Intelligence research team, Business Insider's premium research service. Apple Pay has allegedly struggled with securing significant bank support in markets such as Canada and Australia because interchange fees are typically lower outside of the U.S., so Apple's fees take a more significant portion of banks' card network revenue in international markets.

In China, that issue was reportedly significant enough to halt talks among Apple, UnionPay, and other banks for almost a year.

But Toplin notes that Apple Pay has already achieved great success in China thus far, which has alleviated some concerns that it could struggle against established powerhouses Alipay and Tenpay, which make up more than 90% of the non-bank mobile wallet market in the world's most populous nation.

Chinese adults enrolled approximately 38 million cards on the day of Apple Pay's launch, with 10 million of those in the first hour, according to local reports.

The debut and subsequent success of Apple Pay in China is yet another example of the changing payments landscape in today's world. But where is this industry headed, and what does it mean for you, the consumer?

BI Intelligence's Payments Ecosystem report, compiled by analysts Evan Bakker and John Heggestuen, drills into the industry to explain how a broad range of transactions are processed, including prepaid and store cards, as well as revealing which types of companies are in the best and worst position to capitalize on the latest industry trends.

BII Payments Ecosystem 2016

Here are some key takeaways from the report:

  • 2016 will be a watershed year for the payments industry. Payments companies are improving security, expanding their mobile offerings, and building commerce capabilities that will give consumers a more compelling reason to make purchases using digital devices.
  • Payments is an extremely complex industry. To understand the next big digital opportunity lies, it's critical to understand how the traditional credit- and debit-processing chain works and what roles acquirers, processors, issuing banks, card networks, independent sales organizations, gateways, and software and hardware providers play.
  • Alternative technologies could disrupt the processing ecosystem. Devices ranging from refrigerators to smartwatches now feature payment capabilities, which will spur changes in consumer payment behaviors. Likewise, blockchain technology, the protocol that underlies Bitcoin, could one day change how consumer card payments are verified.

In full, the report:

  • Uncovers the key themes and trends affecting the payments industry in 2016 and beyond.
  • Gives a detailed description of the stakeholders involved in a payment transaction, along with hardware and software providers.
  • Offers diagrams and infographics explaining how card transactions are processed and which players are involved in each step.
  • Provides charts on our latest forecasts, key company growth, survey results, and more.
  • Analyzes the alternative technologies, including blockchain, which could further disrupt the ecosystem.

To get your copy of this invaluable guide, choose one of these options:

  1. Subscribe to an ALL-ACCESS Membership with BI Intelligence and gain immediate access to this report AND over 100 other expertly researched deep-dive reports, subscriptions to all of our daily newsletters, and much more. >> START A MEMBERSHIP
  2. Purchase the report and download it immediately from our research store. >> BUY THE REPORT

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Safe Cash Payments Claims 25,000 Transactions a Second With Blockchain Tech

CryptoCoins News, 1/1/0001 12:00 AM PST

Safe Cash, a blockchain-based cash payment service, claims it can handle 25,000 transactions per second – more than 3,000 times as many as the bitcoin network – bringing cash into the electronic ecosystem. Safe Cash is an end-to-end secure payment platform giving banks, businesses and consumers instant and final cash-based transactions. Banks provide tokens redeemable […]

The post Safe Cash Payments Claims 25,000 Transactions a Second With Blockchain Tech appeared first on CCN: Financial Bitcoin & Cryptocurrency News.

Dear Veronica: A dialog for doge

Engadget, 1/1/0001 12:00 AM PST

At long last, the Internet has gifted me with another Dear Veronica question about dogs! I try to help out a couple dealing with a particularly mouthy doge... sorry, Shiba Inu. However, most of this advice will be applicable to any breed! Also on...

Winklevoss Exchange Gemini Introduces Dynamic Trading Fees

CoinDesk, 1/1/0001 12:00 AM PST

Gemini, the New York-based bitcoin exchange founded by investors Cameron and Tyler Winklevoss, has revamped its fee schedule, to encourage an "active, stable and efficient marketplace". The service was launched just over four months ago and, according to a new blog post by president Cameron Winklevoss, has now collected sufficient data to determine the best free strategy going forwards. Winklevoss writes: "We […]

Letter to BTCS Shareholders from the CEO

CryptoCoins News, 1/1/0001 12:00 AM PST

Dear Shareholders, Over the past few months, several major investment banks have published research foretelling the significant potential for blockchain technologies to revolutionize industries on a massive scale. Recognizing this potential, much of our work in 2015 focused on building a strong operational foundation to capitalize on the rapidly-evolving blockchain opportunity. Despite many successes in […]

The post Letter to BTCS Shareholders from the CEO appeared first on CCN: Financial Bitcoin & Cryptocurrency News.

Bitcoin Price In Speculative Correction

CryptoCoins News, 1/1/0001 12:00 AM PST

Bitcoin price has fallen out of an awkward advance channel that failed to make a new high. Hopefully, this is the start of a consolidation prior to a mid-year rally, and not indicative of security fears in the face of the blockchain hijacking being planned by the Big Blocks cargo cult of Silicon Valley. This […]

The post Bitcoin Price In Speculative Correction appeared first on CCN: Financial Bitcoin & Cryptocurrency News.

Australian Reserve Bank Sees a Digital Dollar Future

CryptoCoins News, 1/1/0001 12:00 AM PST

The future could be one wherein the Australian dollar could cease to exist through physical notes and coins to become digital instead. In a recent speech given by Tony Richards, head of the Reserve Bank of Australia (RBA)’s payments policy department, he revealed that the RBA had kept a watchful eye on the growth in […]

The post Australian Reserve Bank Sees a Digital Dollar Future appeared first on CCN: Financial Bitcoin & Cryptocurrency News.

Bitcoin Community On Brink Of Insanity

CryptoCoins News, 1/1/0001 12:00 AM PST

In a recent essay, Bittorrent founder Bram Cohen lays out his interpretation of recent Bitcoin projects such as Bitcoin Classic. He labels the project purely marketing and hints what they are creating is a form of an alternative digital currency, also known as an alt-coin.   This, a controversial opinion in Bitcoin circles, has major […]

The post Bitcoin Community On Brink Of Insanity appeared first on CCN: Financial Bitcoin & Cryptocurrency News.

Factom Will Integrate Blockchain Technology with Notarization Services in China

CryptoCoins News, 1/1/0001 12:00 AM PST

Factom has announced an initiative with Ancun Zhengxin in China to bring together blockchain or distributed ledger technology with electronic data notarization services in the country. A new partnership sees Factom, a blockchain-based solutions and infrastructure provider come together with Ancun Zhengxin, a Chinese data notarization provider to further blockchain technology for real world applications […]

The post Factom Will Integrate Blockchain Technology with Notarization Services in China appeared first on CCN: Financial Bitcoin & Cryptocurrency News.

Global Economic Outlook: Ban Cash, Hoard Cash

CryptoCoins News, 1/1/0001 12:00 AM PST

While think-tanks and central banks increase calls to minimize the amount of physical cash in circulation, many citizens are doing the opposite and stuffing cash under the mattress. We consider this trend and the developing downtrend in the benchmark S&P500 Index. This post is powered by the Bitcoin Trading Network xbt.social – CCN29 and get […]

The post Global Economic Outlook: Ban Cash, Hoard Cash appeared first on CCN: Financial Bitcoin & Cryptocurrency News.

Japan Considers Deeming Bitcoin as a Currency

CryptoCoins News, 1/1/0001 12:00 AM PST

Japanese regulators have proposed considering and treating virtual currencies like bitcoin as methods of payment and settlement similar to conventional fiat currencies. A report by Nikkei revealed that Japan’s Financial Services Agency (FSA) is considering legislative revisions that would recognize bitcoins and other digital currencies as equivalents to conventional currencies. The publication cites that the […]

The post Japan Considers Deeming Bitcoin as a Currency appeared first on CCN: Financial Bitcoin & Cryptocurrency News.

MIT Media Lab Director Joi Ito Speaks Up on Bitcoin Technical Development Environment

Bitcoin Magazine, 1/1/0001 12:00 AM PST

A recent MIT Technology Review article covered by Bitcoin Magazine, titled "Technical Roadblock Might Shatter Bitcoin Dreams," asks whether...

The post MIT Media Lab Director Joi Ito Speaks Up on Bitcoin Technical Development Environment appeared first on Bitcoin Magazine.

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