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KeepKey Aims at Greater Accessibility

CryptoCoins News, 1/1/0001 12:00 AM PST

Bitcoin Press Releases: KeepKey, the leading bitcoin hardware wallet on the market today, is being offered at a lower price. The device now has greater accessibility to digital currency users worldwide. KeepKey will now retail for $99, down from its previous price of USD $239.00. “The only complaint we have ever received about KeepKey was […]

The post KeepKey Aims at Greater Accessibility appeared first on CCN: Financial Bitcoin & Cryptocurrency News.

Satire: Bernie Sanders’ Campaign Accepts Bitcoin

CryptoCoins News, 1/1/0001 12:00 AM PST

United States senator Bernie Sanders, a Presidential hopeful as a candidate for the Democratic nomination up against Hillary Clinton and whose entire campaign funding comes predominantly from donations is now accepting bitcoin, perfectly coinciding with his image as a grassroots candidate. With about 2 million donors, 5.7 million contributions at an average of $27 to […]

The post Satire: Bernie Sanders’ Campaign Accepts Bitcoin appeared first on CCN: Financial Bitcoin & Cryptocurrency News.

Boost VC CEO Adam Draper Bullish on Blockchain-Based Crowd Equity

Bitcoin Magazine, 1/1/0001 12:00 AM PST

There are few people as well-equipped to comment on the concept of blockchain- based crowd equity as Boost VC CEO Adam Draper. In addition...

The post Boost VC CEO Adam Draper Bullish on Blockchain-Based Crowd Equity appeared first on Bitcoin Magazine.

Brave Browser to Launch Clean Ads for a Faster Web, Powered by Bitcoin Micropayments

Bitcoin Magazine, 1/1/0001 12:00 AM PST

The creators of the modern Internet thought that it should have a built-in payment system. Web pioneer and Netscape creator Marc Andreessen,...

The post Brave Browser to Launch Clean Ads for a Faster Web, Powered by Bitcoin Micropayments appeared first on Bitcoin Magazine.

Central Banks Face 3 New Dilemmas in the Era of Bitcoin and Digital Currencies

Bitcoin Magazine, 1/1/0001 12:00 AM PST

This is a guest post by Sunil Aggarwal. He runs an online learning solutions company, Theory Frames, and has taught about Bitcoin and...

The post Central Banks Face 3 New Dilemmas in the Era of Bitcoin and Digital Currencies appeared first on Bitcoin Magazine.

Bitcoin Transaction Friction: A Reality Check

CryptoCoins News, 1/1/0001 12:00 AM PST

Are bitcoin transactions really frictionless compared to traditional currency? Alexander Kroeger, a research analyst at the Federal Reserve Bank of New York’s Research and Startup Group, and Asani Sarkar, an assistant vice president at the bank’s Integrated Policy Analysis Group, analyzed bitcoin transactions and concluded that price differences across bitcoin exchanges and other factors create […]

The post Bitcoin Transaction Friction: A Reality Check appeared first on CCN: Financial Bitcoin & Cryptocurrency News.

Apple Pay could arrive on browsers by this holiday season (AAPL)

Business Insider, 1/1/0001 12:00 AM PST

Apple Pay Adoption

This story was delivered to BI Intelligence "Payments Industry Insider" subscribers. To learn more and subscribe, please click here.

You could soon have another way to use Apple Pay.

Apple has told its partners that it intends to add in-browser payment capability to Apple Pay at some point this year, according to Re/code. This functionality would be available to customers who use Safari on iPhones and iPads that are compatible with Apple Pay.

The in-browser function would work in a similar way to the in-app payments, as users would just need to approve their purchases with Touch ID.

Apple Pay's browser-based service could arrive in time for the 2016 holiday shopping season, and an official announcement could come as soon as Apple's WWDC event in June.

There have also been reports that Apple would bring browser-based Apple Pay to desktop and laptop computers.

Apple Pay adoption has lagged in the U.S., but in-browser payments could change that because users do most of their shopping within a browser even though they spend more time on apps when on their smartphones. According to Google, 48% of consumers start their shopping research on search engines compared to 33% on brands' websites and 26% in apps.

However, making purchases on mobile is complicated and slow, which turns off users. Smartphone conversion rates are approximately 1.3%, compared to 3.7% on desktop. Apple Pay could address some of these issues because it allows users to pay via fingerprint. This, in turn, could lead more people to try the service.

Apple is trying new strategies as the world of payments continues to shift. Gone are the days of simply pulling out cash to make a purchase. Instead, consumers have a host of ways to buy goods, and those options are likely to increase in the near future.

Evan Bakker and John Heggestuen, analysts at BI Intelligence, Business Insider's premium research service, have compiled a detailed report on the payments ecosystem that drills into the industry to explain how a broad range of transactions are processed, including prepaid and store cards, as well as revealing which types of companies are in the best and worst position to capitalize on the latest industry trends.

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Here are some key takeaways from the report:

  • 2016 will be a watershed year for the payments industry. Payments companies are improving security, expanding their mobile offerings, and building commerce capabilities that will give consumers a more compelling reason to make purchases using digital devices.
  • Payments is an extremely complex industry. To understand the next big digital opportunity lies, it's critical to understand how the traditional credit- and debit-processing chain works and what roles acquirers, processors, issuing banks, card networks, independent sales organizations, gateways, and software and hardware providers play.
  • Alternative technologies could disrupt the processing ecosystem. Devices ranging from refrigerators to smartwatches now feature payment capabilities, which will spur changes in consumer payment behaviors. Likewise, blockchain technology, the protocol that underlies Bitcoin, could one day change how consumer card payments are verified.

In full, the report:

  • Uncovers the key themes and trends affecting the payments industry in 2016 and beyond.
  • Gives a detailed description of the stakeholders involved in a payment transaction, along with hardware and software providers.
  • Offers diagrams and infographics explaining how card transactions are processed and which players are involved in each step.
  • Provides charts on our latest forecasts, key company growth, survey results, and more.
  • Analyzes the alternative technologies, including blockchain, which could further disrupt the ecosystem.

To get your copy of this invaluable guide, choose one of these options:

  1. Subscribe to an ALL-ACCESS Membership with BI Intelligence and gain immediate access to this report AND over 100 other expertly researched deep-dive reports, subscriptions to all of our daily newsletters, and much more. >> START A MEMBERSHIP
  2. Purchase the report and download it immediately from our research store. >> BUY THE REPORT

The choice is yours. But however you decide to acquire this report, you’ve given yourself a powerful advantage in your understanding of the payments ecosystem.

Join the conversation about this story »

Exbino Rolls Out New Features to Improve Trading Experience

CryptoCoins News, 1/1/0001 12:00 AM PST

Bitcoin Press Releases: March 11, 2016 — Binary options trading platform eXbino ( is pleased to announce several new developments aimed improving the trading experience for its users. The company is working on integrating SpotOption software into its platform. Exbino would also like to announce its new eXbino Follow feature, which enables social trading. The […]

The post Exbino Rolls Out New Features to Improve Trading Experience appeared first on CCN: Financial Bitcoin & Cryptocurrency News.

Roger Ver Puts Up $100,000 of Bitcoin Instigating Debate Bernie Sanders

CryptoCoins News, 1/1/0001 12:00 AM PST

Recently,  Bitcoin investor and ex-American citizen Roger Ver issued a video challenge on Adam Kokesh’s Youtube channel to Bernie Sanders. In the challenge, Ver begins with a preamble on what he views as the immoral roots of paying taxes and goes on to explain why he believes in voluntaryism vs. socialism. The video concludes by […]

The post Roger Ver Puts Up $100,000 of Bitcoin Instigating Debate Bernie Sanders appeared first on CCN: Financial Bitcoin & Cryptocurrency News.

UniCredit Launches €200 Million Fintech Fund

CryptoCoins News, 1/1/0001 12:00 AM PST

In a nod to the ever-expanding Fintech bandwagon, Italy’s UniCredit is the latest bank to join in, by pledging a €200 million fund that will aid mid-stage startups and established Fintech businesses. The fund is being set up in partnership with London-based venture and advisory firm Anthemis Group. A new joint investment venture and partnership […]

The post UniCredit Launches €200 Million Fintech Fund appeared first on CCN: Financial Bitcoin & Cryptocurrency News.

How The Bitcoin Protocol Works

Forbes, 1/1/0001 12:00 AM PST

A look at bitcoin's blockchain technology and the implications for financial transactions of the future.

Bitcoin Makes Brief Appearance In Deadpool

CryptoCoins News, 1/1/0001 12:00 AM PST

Hollywood sets trends. What the stars wear, people generally begin wearing, perceiving it to be hip. It could be that a great many more people will be entering into the Bitcoin space, supposing their subconscious picked up on a little image in the background of a few scenes. Can you see it? There in the […]

The post Bitcoin Makes Brief Appearance In Deadpool appeared first on CCN: Financial Bitcoin & Cryptocurrency News.

Coinsource Installs Its First Bitcoin ATM in San Francisco

CryptoCoins News, 1/1/0001 12:00 AM PST

Coinsource, a bitcoin ATM network, has installed its first bitcoin ATM in San Francisco, in a grocery store in the city’s Mission district, according to SFist.com. The installation marks the network’s 18th ATM from New York to California. The San Francisco installation demonstrates the San Diego, Calif.-based company is following through on its expansion plans […]

The post Coinsource Installs Its First Bitcoin ATM in San Francisco appeared first on CCN: Financial Bitcoin & Cryptocurrency News.

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